Built around the
numbers that matter.
FolioCenter doesn’t try to be everything. It does one thing well: give serious retail investors the same calculations, views, and consolidation that institutional desks use — without the institutional price tag.
Portfolio tracking
Consolidate every position from every broker into a single source of truth — automatically reconciled across accounts, currencies and corporate actions.
Statement of assets
The holdings view you wish your broker had: current and historical balances, classification, data-quality flags and inline drilldown to source transactions.
Performance (TWROR + IRR)
Time-weighted return strips out your deposit timing. Internal rate of return shows what your money actually earned. Both, side by side, on every cut.
Currency exposure
See your real currency mix — including FX hidden inside ETFs, ADRs and dual-listed holdings. Hedge with data, not assumptions.
Taxonomy classification
Tag every holding across multiple dimensions: asset class, region, sector, factor, or anything else you care about. One holding, many views.
Rebalancing soon
Set target allocations against your taxonomy. Get tax-aware suggestions ordered cash-flow-first, so new contributions do the rebalancing work for you.
Six pillars,
one platform.
A closer look at what each module gives you.
Multi-broker portfolio tracking.
One workspace. Every broker. FolioCenter normalises the chaos of broker statements into a clean, query-able transaction history.
- Native importers for IBKR, Degiro, XTB, Trading 212, Revolut
- Universal CSV with column mapping for anything else
- Duplicate detection on re-imports — never double-count a trade
- Ticker-change resolution (e.g. SQ → XYZ) handled automatically
- Stock splits and corporate actions reconciled on the fly
A real statement of assets.
Holdings consolidate across accounts and brokers. Every line item shows you what you own, where it lives, what it’s worth — and crucially, whether the data behind that number is trustworthy.
- Cross-broker consolidation by ISIN, ticker, and instrument identity
- Historical replay — see your holdings on any date
- Data-quality view flags missing prices, broken FX, suspicious quantities
- Per-account drilldown without losing the global view
Institutional-grade performance.
Naïve ROI lies. It rewards you for depositing into a rising market and punishes you for depositing into a falling one — neither of which reflect skill. FolioCenter implements proper TWROR and IRR, just like a GIPS-compliant fund.
- True time-weighted return (TWROR) — geometric chain of sub-period returns
- Money-weighted return (IRR) — solved with Newton-Raphson on real cash flows
- Benchmark overlays: MSCI World, S&P 500, custom indices
- Per-portfolio, per-account, per-security drilldown
Currency exposure, decomposed.
An MSCI World ETF bought in EUR is not EUR-exposed — it’s 70% USD inside. FolioCenter looks through ETFs and ADRs to show your true currency mix and helps you decide whether to hedge.
- Look-through FX decomposition for ETFs and funds
- Per-currency P/L attribution (instrument vs FX)
- Currency-overlay reports for hedge sizing
- Four-layer currency model: fund → portfolio → account → transaction
Taxonomy — your portfolio, your rules.
The default classifications never quite fit. So build your own. Tag every position across as many independent dimensions as you need — and slice every report by any of them.
- Multi-dimensional taxonomies (asset class, region, sector, style, theme)
- Drag-and-drop tree builder with weight allocations
- Treemap and sunburst visualisations
- One holding can belong to many taxonomies — no forced hierarchy
Asset allocation treemap
Rebalancing — coming soon.
Hooked into your taxonomy. Cash-flow-first by default — so new contributions buy the underweights, before you ever need to sell winners. Tax-aware ordering when you do.
- Target weights set against any taxonomy axis
- Drift tracking and rebalance triggers
- Cash-flow-first suggestion engine
- Tax-lot-aware sell ordering for jurisdictions that need it
Drift & suggestions
| Bucket | Target | Actual | Drift | Action |
|---|---|---|---|---|
| Equities DM | 55% | 52.1% | − 2.9% | Buy €13,800 |
| Equities EM | 10% | 12.0% | + 2.0% | Hold |
| Bonds | 20% | 18.4% | − 1.6% | Buy €7,600 |
| Crypto | 5% | 9.1% | + 4.1% | Sell €19,500 |
Questions, answered.
Track everything.
Skip nothing.
Free forever for your first portfolio. Upgrade only when you outgrow it.